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  • Why Buyers Choose Nancy Gibson - Why homebuyers looking for a real estate agent in the Northbrook, Glenview and North Shore area choose Nancy Gibson.

  • Latest Listings - Get Nancy Gibson's latest Northbrook, Glenview and North Shore listings of homes for sale first!

  • Find Your Perfect Home - Nancy Gibson will search for your ideal home and email you the newest Northbrook, Glenview and North Shore MLS listings of properties in Cook County IL.

  • First Time Homebuyers - Are you a first time homebuyer in Northbrook, Glenview and North Shore, IL? Choose a top real estate agent. Nancy Gibson can guide your home buying search.

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  • Go to Main Sitemap - Main sitemap sections include Find Northbrook, Glenview and North Shore Homes, For Home Buyers, For Home Sellers, Northbrook, Glenview and North Shore Information, Real Estate Resources, and About Nancy Gibson.

 

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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What 1982 thriller featured a house that was supposedly haunted because it had been built on the site of an ancient burial ground?

A 
Steven Spielberg's "Poltergeist"was filmed in an actual home on Roxbury Street in a normal residential suburb in California's Simi Valley.
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Nancy Gibson, REALTOR®, real estate agent and broker for Northbrook, Glenview and North Shore, Illinois home listings, property and land for sale - NUMBER1EXPERT

Nancy Gibson
Coldwell Banker

1330 Shermer Rd
Northbrook, IL 60062
847-753-6239
Nancy@Number1Nancy.com

Nancy Gibson is the top realtor in Northbrook, Illinois and specializes in real estate, homes and property for sale in the North Shore and the surrounding areas of Northbrook, Glenview, Deerfield, Wilmette, Winnetka, Deerfield, Lincolnsire, Riverwoods, and Winnetka. Whether you are buying or selling real estate in Northbrook, Illinois or on the North Shore, let Nancy Gibson be your realtor.

Our Commitment. Your Results.

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